Co-buying, structured

Match your co-buyers. Structure the split. Close without regret.

Rhome pairs groups of 2 to 4 buyers, builds their equity split, and drafts the exit terms before anyone signs a mortgage.

Matched
JM
TR
Equity split 55% / 45%
Match score 91/100
Target area Coconut Grove
The problem

Buying together goes wrong in predictable ways

Most co-buying friction isn't legal or financial at the start. It's structural. The decisions no one makes before closing become the disputes that surface years later.

01

One person wants out early

When a co-owner needs to sell their share and there's no buyout formula, the transaction stalls, relationships fracture, and attorneys charge by the hour.

02

Contributions aren't equal

One buyer puts in a larger down payment, another covers more of the monthly. Without a written equity allocation tied to those numbers, "fair" means something different to everyone.

03

The original deal was verbal

Friends trust each other. Written agreements are uncomfortable. But when circumstances change, verbal arrangements offer no protection to anyone in the group.

Three steps

How Rhome works

From compatibility to signed terms, Rhome handles the structure so you can focus on the property.

Build your group

Complete the compatibility quiz and let Rhome match you with buyers who share your timeline, budget, and purchase goals across the Miami area.

Structure the split

Input contribution amounts and Rhome calculates equity allocation. The shared mortgage worksheet breaks down payment responsibilities across co-buyers.

Close with a plan

Generate the exit term framework and co-ownership agreement before anyone goes to closing. Your attorney reviews it; Rhome builds the first draft.

The agreement builder

One platform. Every clause that matters.

The agreement builder walks your group through ownership split, payment schedule, and exit conditions. Nothing ships as a template; everything is built from your group's actual numbers.

See the full walkthrough
Co-ownership agreement
Ownership split
55% / 45% by contribution
Set
Payment schedule
Monthly share per buyer
Set
Exit conditions
Buyout formula pending review
Review
Early access

Co-buyers who used Rhome

From Rhome's early-access program, 2025. First names only; city and situation shared with permission.

Two friends reviewing co-ownership documents on a sunny Miami porch

"We'd been looking at properties together for eight months but had never actually talked through what happens if one of us needs to move. Rhome forced that conversation in week one."

Jamie and Dev
Two friends splitting a condo, Coconut Grove, FL
Two siblings reviewing co-ownership paperwork on a tablet outside a sunny Miami home

"The equity calculator made clear that my larger down payment deserved a higher ownership percentage. That conversation would have been awkward to start. Rhome started it for us."

Marisol and Roberto
Siblings co-buying a family home, Miami Gardens, FL

Testimonials from Rhome early-access participants, 2025. Identifiers are first names only.

Pricing

Simple, per-group pricing

One fee per buying group. No subscriptions, no per-member charges.

Starter
Free
Matching and compatibility
Structured
$249
One-time per group
Complete
$599
One-time per group

Start your co-buy today.

Match with compatible co-buyers, build your equity split, and close with a plan everyone actually signed.

Already have a group? Sign in.